Tuesday, May 31, 2011

Buying a Home in Battle Creek, Michigan


Battle Creek, Michigan is the home of the three largest cereal manufacturers in the world: Kellogg’s, Post and Ralston.  It also is a wonderful community to live in, and is much more than just about cereal.  New people moving into the area usually have on the top of their list buying a home in Battle Creek, Michigan. 

Buying a home in Battle Creek, Michigan is most easily done by taking the first step and contacting a local Realtor that knows the market area.  As a Realtor, I work with many people on buying a home in Battle Creek, Michigan. 

There are a lot of great opportunities out there, and probably one of the first things to do is to decide what type of home you want, as this will narrow down the parameters.  For example: How many bedrooms to you want?  Do you need a garage?  Accessibility to what part of town?  These are some of the early questions I typically ask new people arriving into the area that are interested in buying a home in Battle Creek, Michigan. 

Another early thing that needs to be established is ‘how’ one is going to go about buying a home.  If you are paying cash, then any offer submitted will require a proof of funds statement, which can be as simple as a bank account statement. 

If you need to acquire financing, then you will need a pre-approval letter, and sometimes a proof of funds letter to show available down payment.  This is particularly important when looking at foreclosed home, as the banks always require this proof.  You might not need it immediately dealing directly with an owner seller, but because the criteria for the details of the home itself should be the driving force for the search, and not the type of seller, it is always a good idea to have these items in place beforehand. 

If you are interested in buying a home in Battle Creek, Michigan, I am a local Realtor.  I can be reached at: 269-441-8182 or through my website at: www.michaeldelaware.com.  I look forward to working with you.